FAST TRACK PROGRAM
Minimum required information to get pre-approved. After which you will have to provide all supporting documentation for a final loan approval.
 RESIDENTIAL LOAN APP
Lenders use this form to record relevant employment, financial, and other relevant information about an applicant who applies for a mortgage.
 BORROWER'S CERT/AUTH Authorizes broker to verify information contained in my/our loan application and all other documents required in connection with the loan.
 HVCC
Home Valuation Code Of Conduct is used to enhance the integrity of the home appraisal process.



 specializes in a variety of alternative lending options. These alternative and private lending solutions offer many advantages that are used for a variety of real estate transactions to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long term financing.

 is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate.  These loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never issued by a conventional bank or other deposit institutes. These alternatives are for individuals who do not yet qualify for traditional financing, but can obtain asset based financing to help with a variety of financial hardships such as preventing imminent foreclosure, or to take advantage of these short-term loans in order to secure long term financing. 

These loans are generally made by private investors, where the credit score of the borrower is not usually a major determining factor as the loan is secured by the value of the collateral property, usually with a maximum loan to value of 50-65%.  This low LTV provides added security for the lender, most lenders fund in the first lien position, meaning that in the event of a default, they are the first creditor to receive remuneration. Occasionally, a lender will lend in second position if the Loan to Value permits, usually with higher interest rates and more points involved.

 Another option available for these borrowers is Cross Collateralization of multiple properties if there is a potential shortage of equity in a single property where the minimum lender Loan to Value guidelines are not met.  Some private lenders will allow this "Cross Lien" on another of the borrower's properties and is also referred to as a "blanket mortgage".

are advised to use a professional real estate attorney to assure the property is not given away by way of a late payment or other default without benefit of traditional procedures that would require a court judgment.